Let us help you make your home, and the planet, a little greener. The Mass Save HEAT Loan Program and Home MVP programs are home loan options for energy efficient improvements to your home. With either the Mass Save HEAT Loan or Home MVP program, you have the opportunity to apply for a 0% interest rate loan through Main Street Bank. You’ll enjoy home improvements and save money with 0% financing. You may already be eligible for a loan through either Program. The difference between the programs is the funding resource. Mass Save is funded through energy companies and Home MVP is funded through the Department of Energy Resources (DOER).

These energy efficient home improvements can be eligible for the either program:

  • Attic, Wall, and Basement Insulation
  • High Efficiency Heating Systems
  • Central Air Conditioning/ Air Source Heat Pumps
  • Ductless Mini Split Heat Pumps
  • High Efficiency Domestic Hot Water Systems
  • Solar Hot Water Systems
  • 7-Day Digital & Wi Fi Thermostats
  • ENERGY STAR® Qualified Replacement Windows

To qualify, applicants must undergo a Mass Save audit to verify their eligibility, but you can start the loan application process with Main Street Bank anytime. To learn more about the Mass Save HEAT Loan Program and for a handy outline of steps to take, please visit the Mass Save website. To learn more about the Home MVP Program, please visit the Home MVP website.

UnsecuredSecuredSecured (Investment Properties)
APR0% [1]0% [2]0% [3]
Minimum Loan Amount $2,500>$25,000$2,500
Maximum Loan Amount $25,000$50,000$25,000
TermUp to 84 months Up to 84 monthsUp to 84 months
Closing Costs-$0 - $600$68.50
Loan to Value-Up to 90%-
Apply NowTo apply, give us a call at 508-481-8300Apply Now